Payers

Compare payout platforms with the pricing calculator

The Dots pricing calculator helps you compare payout platforms side-by-side based on your business needs. Enter your payout volume, payee count, and feature requirements to see a ranked comparison of costs and capabilities across six major platforms.

Access the calculator

Visit usedots.com/pricing-calculator to start your comparison. No login or account is required.

What you'll enter

Your payout profile

The calculator asks for four volume inputs:

  • Monthly payout volume — The total dollar amount you expect to send per month, from $0 to $250,000

  • Payouts / month — The number of individual transactions, from 1 to 5,000

  • Payees / month — The number of unique recipients you pay, from 1 to 2,500

  • International payouts — The percentage of payouts sent outside your home country, from 0% to 100%

Payout methods you need

Select the payment methods your recipients use:

  • ACH / Bank transfer

  • Domestic wire

  • International methods (global bank transfers)

  • PayPal

  • Venmo

  • Crypto

Features important to you

Select the capabilities your business requires:

  • Instant payouts

  • Tax & 1099 forms

  • Developer API

  • KYC / Compliance

  • White-label UI

  • Multi-currency

Platforms compared

The calculator ranks these six platforms based on your inputs:

  • Dots Core — Tax automation, built-in KYC, white-label UI, instant payouts at no extra cost, 190+ countries, no API access

  • Dots Scale — Full API with webhooks, tax automation, built-in KYC, white-label UI, instant payouts at no extra cost, 190+ countries

  • Stripe Connect — Best-in-class API, KYC compliance, 40+ countries, no tax automation, no white-label, no instant payouts

  • Tipalti — Tax automation, global compliance, API available, 196 countries, no white-label, no instant payouts

  • PayPal Payouts — Basic API, limited KYC tools, 156 countries and 23 currencies, no tax automation, no white-label, instant only to PayPal accounts

  • Trolley — Tax and 1099 forms, REST API, KYC compliance, 210+ countries, no white-label, standard settlement only

The ranking combines feature match (how well each platform supports your selected needs) and cost efficiency. Platforms missing features you selected will show estimated add-on costs for third-party tools.

Generate your comparison

Click Find my best-fit platform to generate a ranked comparison. The calculator loads your results and displays a platform comparison.

Results appear in a horizontally scrollable carousel. Each platform card shows the platform name, projected monthly spend, feature match score, and cost efficiency.

Use the carousel controls to navigate:

  • Previous platforms — Click the left arrow to scroll backward through the comparison

  • Next platforms — Click the right arrow to scroll forward through the comparison

You can also drag the results area horizontally or scroll with your trackpad or mouse wheel.

Understanding your results

Results include:

  • Your best-fit platform — The top-ranked match with a brief explanation of why it fits your profile

  • Projected monthly spend — Estimated costs for each platform based on your inputs

  • Feature match and cost efficiency scores — How well each platform aligns with your selected methods and features

The top result is marked Best match. Dots Core and Dots Scale cards include sign-up or demo booking options.

Email the comparison to yourself

After viewing your results, you can receive a copy via email:

  1. Scroll to the Email me this comparison section

  2. Enter your email address in the Your email field

  3. Click Email comparison

The email includes your payout profile, the ranked platform comparison, and a link to revisit your results. You'll also receive a link to schedule a call with the Dots team if you want to discuss your results.

On success, you'll see: Got it. We'll follow up with the comparison.

If there's an error: We could not send the comparison. Please try again.

Data collected

When you submit the email form, Dots collects:

  • Your email address

  • The payout profile inputs you entered (volume, payout count, payee count, international percentage)

  • Your selected payout methods and feature needs

  • The ranked comparison results generated for your session

This information is used to send your comparison email and for Dots to follow up about your payout needs. Dots does not share your submission data with third-party platforms.

The calculator uses publicly available pricing sources from each platform. Cost estimates are approximate and subject to change based on each platform's current rates and your negotiated terms. The comparison is a snapshot based on the inputs you provided — it is not a binding quote or contract.

Next steps

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